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The scam: Your utility company calls: You’re behind on the bill.

Pony up your credit, debit or prepaid card number now, or it gets disconnected.

The tipoff: On the bills, unauthorized “fees” can show up as everything from horoscope alerts to ring tones, he says.

The charges are often small, anywhere from

The scam: Your utility company calls: You’re behind on the bill.

||

The scam: Your utility company calls: You’re behind on the bill.

Pony up your credit, debit or prepaid card number now, or it gets disconnected.

The tipoff: On the bills, unauthorized “fees” can show up as everything from horoscope alerts to ring tones, he says.

The charges are often small, anywhere from $1 to $9.99. One third-party billing operation had to refund more than $1 million to consumers, as part of a settlement with the FTC, says Pozza.

Also, criminals favor payment via wire transfer or anonymous online payer networks, he says.

The solution: The best defense is preventive, says Savage.

to .99. One third-party billing operation had to refund more than

The scam: Your utility company calls: You’re behind on the bill.

||

The scam: Your utility company calls: You’re behind on the bill.

Pony up your credit, debit or prepaid card number now, or it gets disconnected.

The tipoff: On the bills, unauthorized “fees” can show up as everything from horoscope alerts to ring tones, he says.

The charges are often small, anywhere from $1 to $9.99. One third-party billing operation had to refund more than $1 million to consumers, as part of a settlement with the FTC, says Pozza.

Also, criminals favor payment via wire transfer or anonymous online payer networks, he says.

The solution: The best defense is preventive, says Savage.

million to consumers, as part of a settlement with the FTC, says Pozza.

Also, criminals favor payment via wire transfer or anonymous online payer networks, he says.

The solution: The best defense is preventive, says Savage.

The scam is known as Ransomware, and the notifications “look very official,” says Nickolas Savage, assistant special agent in charge of the cybercrime branch of the FBI’s Washington, D.If you are (or have already been) hit by this scam, contact the FBI’s Internet Crime Complaints Center.“You very well could have the one piece of information” that could help catch the criminals, says Savage.Another settled for a .9 million judgment, he says. If you don’t recognize a charge, call your phone company for an explanation, Pozza says, and request a refund for anything you didn’t authorize.Some phone companies also allow you to block third-party billing. When it finds a pattern of “cramming,” it can take action, says Pozza.

But you won’t get a call from a utility worker demanding that you make an immediate payment to them, says Chan.